Last 2-3 years business financials
Years in business and current level of business activity
Nature of the industry the business operates in and how that industry has fared in recent times
The current level of obligations of the company i.e. the other installments (EMIs), credit limits and other types of finance the company may have
The company's past credit history
You can avail an unsecured Business Loan ranging from Rs.5 lakh to Rs.30 lakh.
The minimum tenor available for a business loan is 12 months and it can go up to 48 months.
Business Loans are offered usually on a fixed rate basis
You can repay your business loan through either Post Dated Cheques or ECS..